Terms of service

📄 Terms & Conditions 
Effective Date: April 2, 2025

Welcome to Savior Credit. By accessing our website or using our services, you agree to the following terms:

1. Use of Website
You agree to use this site for lawful purposes only. You may not copy, distribute, or exploit any content without permission.

2. Services Offered
We provide credit consulting, funding education, and financial literacy services. Results vary based on client participation, credit profile, and financial history.

3. No Guarantees
We do not guarantee specific outcomes (like credit scores or funding approvals). Our role is advisory and educational.

4. Intellectual Property
All content (logos, text, images, frameworks) belongs to Savior Credit and may not be reused without written consent.

5. Privacy
Use of this site and our services is subject to our Privacy Policy.

6. Disclaimers
We are not a law firm, bank, or credit bureau. Our advice should not substitute for legal, tax, or accounting advice.

7. Limitation of Liability
We are not liable for any direct or indirect losses from use of our site or services. You agree to use our resources at your own discretion.

8. Governing Law
This agreement is governed by the laws of the state of Illinois, U.S.A.